Shintsha intela yokudlulisa: abaqalayo nabatshalizimali banake!

Unyaka ka-2021 kungunyaka lapho izinto ezimbalwa zizoshintsha emkhakheni wezomthetho nemithethonqubo. Lokhu futhi kunjalo maqondana nentela yokudlulisa. NgoNovemba 12, 2020, iNdlu yabaMamele ivume umthethosivivinywa wokulungiswa kwentela yokudlulisa. Inhloso yalo mthethosivivinywa ukwenza ngcono isikhundla sabaqalayo emakethe yezindlu maqondana nabatshalizimali, ngoba abatshalizimali bavame ukushesha kakhulu ngokuthenga indlu, ikakhulukazi emadolobheni amakhulu (amakhulu). Lokhu kwenza kube nzima kakhulu kubaqalayo ukuthenga ikhaya. Ungafunda kule bhulogi ukuthi iziphi izinguquko ezizosebenza kuzo zombili izigaba kusuka ngomhlaka 1 Januwari 2021 nokuthi yini okufanele uyinake ngenxa yalokho.

Shintsha intela yokudlulisa: abaqalayo nabatshalizimali banake! Isithombe

Izindlela ezimbili

Ukuze kufezwe inhloso echazwe ngenhla yalo mthethosivivinywa, izinguquko ezimbili, noma okungenani izinyathelo, zizokwethulwa emkhakheni wentela yokudlulisa kusuka ngo-2021. Kulindeleke ukuthi lokhu kuzokhuphula inani lokuthengiselana kwezindlu ngabathengi bokuqala kanye ukunciphisa ukuthengiselana kwezindlu ngabatshalizimali.

Isilinganiso sokuqala kulo mongo sisebenza kubaqalayo futhi, ngamafuphi, sifaka ukukhululwa enteleni yokudlulisa. Ngamanye amagama, abaqalayo akusadingeki ukuthi bakhokhe intela yokudlulisa kusuka ngomhlaka 1 Januwari 2021, ukuze ukuthengwa kwekhaya kubize kakhulu kubo. Njengomphumela wokukhululwa, izindleko eziphelele ezihlobene nokuthengwa kwekhaya, ngokuya ngokwenyuka kwenani lamakhaya, zizokwehla impela. Uyacelwa ukuthi uqaphele: ukukhululwa kwenziwa kanye futhi intengo yekhaya ingahle yeqe ama- € 400,000 kusuka ngo-1 Ephreli 2021. Ngaphezu kwalokho, ukukhululwa kusebenza kuphela lapho ukudluliswa kwempahla kwenzeka kummeli olungisa izivumelwano zomthetho ngomhla ka 1 noma ngemuva Januwari 2021 nesikhathi sokusayina isivumelwano sokuthenga asisona isinqumo.

Esinye isinyathelo siphathelene nabatshalizimali futhi sisho ukuthi ukutholwa kwabo kuzokhokhiswa intela ngezinga elijwayelekile eliphakeme kusuka ngomhlaka 1 Januwari 2021. Leli zinga lizokhushulwa lisuke ku-6% liye ku-8% ngosuku olubaluliwe. Ngokungafani nabaqalayo, ngaleyo ndlela kubiza kakhulu kubatshalizimali ukuthenga ikhaya. Kubo, izindleko eziphelele ezihlobene nokuthengwa kwekhaya zizokhula ngenxa yokwenyuka kwezinga lentela yokuthengisa. Okungenzeka ukuthi, leli zinga alikhokhisi intela kuphela ukuthengwa kwezindawo zokuhlala ezingekho emakhaya, kufaka phakathi izakhiwo zebhizinisi, kodwa nokutholwa kwezindawo zokuhlala ezingeke zisetshenziswe noma ezizosetshenziswa okwesikhashana njengezindawo zokuhlala ezinkulu. Kulesi simo, ngokusho kwememorandamu echazayo yomthethosivivinywa wokulungiswa kwentela yokudlulisa, isibonelo, cabanga, ikhaya lamaholide, indlu abazali abayithengela ingane yabo nezindlu ezingathengwanga ngabantu bemvelo, kodwa ngokomthetho abantu njengezinkampani zezindlu.

Ukuqala noma umtshali-zimali?

Kepha yisiphi isilinganiso okufanele usikhumbule? Ngamanye amazwi, ingabe uqala noma ungumtshali-zimali? Ukuthi umuntu empeleni ungena yini emakethe yezindlu ephethwe ngumnikazi okokuqala futhi akakaze athole ikhaya phambilini, kungathathwa njengendawo yokuqala yokuphendula lo mbuzo. Kodwa-ke, ngubani ofanelekela ukukhululwa kokuqala futhi okusebenza kuye ukukhuphuka kwezinga lentela yengeniso, akunqunywa ngesisekelo salesi simiso. Akukhathalekile ukukhululwa ukuthi wena njengomthengi usuvele unalo yini ikhaya phambilini. Ngamanye amagama, indlu akudingeki ukuthi ibe yikhaya lakho lokuqala elinabanikazi ukuze ikwazi ukuthola ukukhululwa.

Umthethosivivinywa wokulungiswa kwentela yokudlulisa usebenzisa indawo ehluke ngokuphelele. Ukuthi ungabekwa njengesiqalo futhi ngalokho ube sethubeni lokukhululwa kokuqala kuya ngemibandela emithathu yokuqongelela. Imibandela yile elandelayo:

  • Ubudala besitholi. Ukuze ubhekwe njengokuqala, kufanele ube phakathi kweminyaka eyi-18 nengama-35 ubudala. Umkhawulo ophezulu wama-35 usetshenzisiwe kulo mthethosivivinywa ngoba uphenyo lwe-AFM lukhombisile ukuthi ngokwesilinganiso kunzima kakhulu ukuthwala izindleko zomthengi eneminyaka engaphansi kweminyaka engama-35. Ngaphezu kwalokho, ekusetshenzisweni kokukhululwa ngomkhawulo ophansi weminyaka eyi-18, kusebenza ukuthi uneminyaka yobudala. Inhloso yalo mkhawulo ophansi ukuvimbela ukusetshenziswa okungafanele kokukhululwa kwabaqalayo: akunakwenzeka ukuthi abameli bezomthetho basebenzise ukukhululwa lapho bethenga indlu egameni lomntwana omncane. Ngaphezu kwalokho, imikhawulo yobudala kufanele isetshenziswe ngesitholi ngasinye, noma ngabe kwenzeka ukuthi ikhaya elilodwa litholwe ngabatholi abaningana ngokuhlanganyela. Uma omunye wabatholi engaphezulu kweminyaka engu-15, okulandelayo kuyasebenza kulo mthengi: akukho kukhululwa kuye.
  • Isitholi asizange sisebenzise ngaphambilini lokhu kukhululwa. Njengoba kushiwo, ukukhululwa kwabaqalayo kungasetshenziswa kanye kuphela. Ukuqinisekisa ukuthi lo mthetho awwephulwa, kufanele umemezele ngokusobala, ngokuqinile nangaphandle kokubhuka ngokubhala ukuthi awukaze ufake isicelo sokukhululwa kokuqala. Lesi sitatimende esibhaliwe kufanele silethwe kummeli olungisa izivumelwano zomthetho ukuze kusetshenziswe ukukhululwa enteleni yokudlulisa. Ngokomthetho, ummeli olungisa izivumelwano walowo mthetho angathembela kulesi sitatimende esibhaliwe, ngaphandle kwalapho azi ukuthi lesi sitatimende sikhishwe ngokungeyikho. Uma kuvela ngemuva kwalokho ukuthi wena njengesitholi ufake isicelo sokukhishwa ngaphambi kwesikhathi yize isitatimende sikhishiwe, kusazokwenziwa ukuhlolwa okungeziwe.
  • Ukusetshenziswa kwendlu ngaphandle kwesikhashana njengokuhlala okuyinhloko kwesitholi. Ngamanye amagama, ubukhulu bokukhululwa kwabaqalayo kukhawulelwe kubatholi abazohlala ekhaya empeleni. Mayelana nalesi simo, kuyadingeka futhi kuwe njengomtholi ukuthi umemezele ngokubhalwe ngokusobala, ngokuqinile nangaphandle kokubhuka ukuthi indlu izosetshenziswa ngaphandle kwesikhashana futhi njengendawo yokuhlala eyinhloko, kanye nokuletha lesi sitatimende esibhaliwe ku ummeli olungisa izivumelwano zomthetho ngaphambi kokutholwa uma ukutholwa kudlula kuye. Ukusetshenziswa kwesikhashana kusho, isibonelo, ukuqashwa kwendlu noma ukusetshenziswa kwayo njengekhaya lamaholide. Ngenkathi indawo yokuhlala enkulu ifaka ukubhaliswa nebandla nokwakha impilo lapho (kufaka phakathi imisebenzi yezemidlalo, isikole, indawo yokukhonzela, ukunakekela izingane, abangani, umndeni). Uma, njengomtholi, ungeke usebenzise ikhaya elisha njengendawo yokuhlala yakho eyinhloko noma okwesikhashana kuphela kusukela ngomhlaka 1 Januwari 2021, usazokhokhiswa intela ngezinga elijwayelekile elingu-8%.

Ukuhlolwa kwale mibandela, ngaleyo ndlela impendulo yombuzo wokuthi ngabe uyakufanelekela yini ukufaka isicelo sokukhululwa, kwenzeka lapho kutholwa indlu. Ngokuqondile, lesi yisikhathi lapho kwenziwa khona itayitela lokuthengisa kulowo olungisa izivumelwano. Masinyane ngaphambi kokwenziwa kwetayariali, isitatimende esibhaliwe maqondana nombandela wesibili nowesithathu nawo kufanele uhanjiswe kummeli olungisa izivumelwano. Isikhathi okusayinwa ngaso isivumelwano sokuthenga asihambelani nokukhishwa kwesitatimende esibhaliwe, njengoba kunjalo nangokuthola ukukhululwa kwabaqalayo.

Ukuthengwa kwekhaya kuyisinyathelo esibalulekile kubo bobabili abaqalayo nabatshalizimali. Ngabe ufuna ukwazi ukuthi ungowasiphi isigaba nokuthi yiziphi izinyathelo okufanele uzicabangele kusukela ngo-2021 kuqhubeke? Noma udinga usizo ngokwenza isitatimende esidingekayo sokukhululwa? Bese uxhumane Law & More. Abameli bethu bangochwepheshe kwezomthetho wokuthengiswa kwezindlu nezezivumelwano futhi bayakujabulela ukukunikeza usizo nezeluleko. Abameli bethu nabo bazokujabulela ukukusiza enqubweni yokulandelela, ngokwesibonelo uma kukhulunywa ngokwakhiwa noma ukubhekwa kwenkontileka yokuthenga.

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