Ukuhambisana nomkhakha wezomthetho waseDashi

Ubuhlungu be-bureaucratic entanyeni obubizwa ngokuthi "ukuthobela"

Isingeniso

Ngokwethulwa koMthetho Wokuxhaswa Kwemali WaseDashi Wokulwa Nezimali kanye ne-Anti-Terrorist Financing Act (Wwft) kanye nezinguquko ezenziwe kulo mthetho kwafika inkathi entsha yokubhekwa. Njengoba igama libonisa, iWwft yethulwa emzameni wokulwa nokuxhashazwa kwemali kanye nokuxhaswa ngezimali kobuphekula. Hhayi izikhungo zezezimali kuphela ezinjengamabhange, izinkampani zokutshala imali nezinkampani zemishwalense, kodwa futhi nabameli, izivumelwano, ama-accountant kanye nezinye izifundiswa eziningi kufanele ziqinisekise ukuthi ziyayilandela le mithetho. Le nqubo, kufaka phakathi iqoqo lezinyathelo ezidinga ukuthathwa ukuze kuhambisane nale mithetho, ichazwa ngegama elithi 'ukulandela' jikelele. Uma imithetho yeWwft yephulwa, inhlawulo engaphezulu ingalandela. Ekuboneni kokuqala, umbuso weWwft ubonakala unengqondo, ngabe bekungengenxa yokuthi iWwft ikhule yaba yibuhlungu bangempela entanyeni, ilwa nokwedlula nje ubuphekula nabathengi bemali: ukuphathwa okusebenzayo kokusebenza kwebhizinisi lakho.

Uphenyo lwekhasimende

Ukuze uhambisane ne-Wwft, izikhungo ezingenhla kufanele zenze uphenyo lwekhasimende. Noma yikuphi (okwenzelwe) ukuthengiselana okungajwayelekile kudinga ukubikwa kuPhiko Lwezimali LwamaDashi. Uma kwenzeka umphumela wophenyo unganikeli imininingwane efanele noma imininingwane noma uma uphenyo lukhomba imisebenzi engekho emthethweni noma ewela esigabeni esinobungozi obukhulu ngaphansi kweWwft, isikhungo kufanele senqabe imisebenzi yaso. Uphenyo lwekhasimende oludinga ukwenziwa luyacaciswa futhi noma yimuphi umuntu ofunda iWwft uzobambeka ochungechungeni lwemisho emide, izigatshana eziyinkimbinkimbi nezinkomba eziyinkimbinkimbi. Futhi lokho kumane kungumthetho uqobo. Ngaphezu kwalokho, iningi labaqondisi be-Wwft likhiphe eyabo incwadi eyinkimbinkimbi ye-Wwft-manual. Ekugcineni, hhayi ukuthi ungubani wonke amaklayenti, ngokuba ngumuntu ongokwemvelo noma osemthethweni umuntu ohlobene naye ibhizinisi noma owenzelwe umsebenzi okwenziwe egameni lakhe, kodwa futhi nokuthi ungubani (noma) umnikazi omkhulu onenzuzo ( I-UBO), kungenzeka ngabantu abasungulwa ngokwezepolitiki (ama-PEP) nabamele ikhasimende okumele basungulwe futhi baqinisekiswe ngemuva kwalokho. Izincazelo ezingokomthetho zamagama athi "UBO" no "PEP" acacisa kahle, kepha yehlela kokulandelayo. Njengoba i-UBO izokwazi ukuthola umuntu ngamunye wemvelo ophethe ngokuqondile noma ngokungaqondile okungaphezulu kwama-25% wenzalo (yokwabelana) yenkampani, engeyona inkampani ebhalwe emakethe yamasheya. Ngamafuphi, i-PEP, ngumuntu osebenza emsebenzini owaziwayo womphakathi. Ubungako bokuthi uphenyo lwekhasimende luzoncika ekuhlolweni kwengozi okukhethekile ngesikhungo. Uphenyo lungena ezinhlotsheni ezintathu: uphenyo olujwayelekile, uphenyo olwenziwe lula kanye nophenyo olunamandla. Ukuze kusungulwe futhi kuqinisekiswe ukuthi bangobani bonke abantu nezinhlangano ezingenhla, uhla lwamadokhumenti luyadingeka noma lungadingeka, kuye ngohlobo lokuphenya. Ukubheka amadokhumenti adingekayo kungenzeka kuphumela ekuqulweni kokuphela okungapheli: Amakhophi we (passports) noma amanye amakhadi omazisi, okukhishwe kuChamber of Commerce, izindatshana zenhlangano, ukubhaliswa kwabaninimasheya kanye nokubuka konke kwezakhiwo zenkampani. Uma kwenzeka ukuthi kube nophenyo olunamandla, kungadingeka eminye imibhalo efana namakhophi ezindleko zamandla, izivumelwano zomsebenzi, imininingwane yamaholo nezitatimende zasebhange. Imiphumela engenhla iholele ekuguqukeni kokugxila kude naseklayenti kanye nokunikezwa kwangempela kwezinsizakalo, ukubhekana nokuhlupheka okukhulu, izindleko ezengeziwe, ukulahleka kwesikhathi, isidingo sokuqasha abasebenzi abengeziwe ngenxa yalokhu kulahleka kwesikhathi, isibopho sokufundisa izisebenzi ngemithetho yeWwft, amaklayenti acasukile, futhi ngaphezu kwakho konke ukwesaba ukwenza amaphutha, njengoba, okokugcina kodwa okungatheni, i-Wwft yakhetha ukubeka umthwalo omkhulu wemfanelo wokuhlola isimo ngasinye nezinkampani ngokwazo ngokusebenza okujwayelekile .

Izimpendulo: ngombono

Ukungalandeleli kuletha imiphumela eminingana engenzeka. Okokuqala, lapho isikhungo sehluleka ukubika ukuthengiselana okungajwayelekile (okwenziwe), isikhungo sinecala lokwephula umthetho wezomnotho ngaphansi komthetho waseDashi (ubugebengu). Uma kukhulunywa ngophenyo lwekhasimende, kunezidingo ezithile. Isikhungo kumele kuqala sikwazi ukwenza uphenyo. Okwesibili, abasebenzi besikhungo kumele bakwazi ukubona okwenziwayo okungajwayelekile. Uma isikhungo sehluleka ukulandela imithetho ye-Wwft, esinye seziphathimandla eziphethe njengoba kuqokwe yi-Wwft singakhipha inhlawulo eyengeziwe. Isiphathimandla singakhipha nenhlawulo yokuphatha, evame ukuhluka phakathi kwamanani aphezulu we- € 10.000 ne- € 4.000.000, kuya ngohlobo lwecala. Kodwa-ke, iWwft akuyona ukuphela kwesenzo esihlinzeka ngezinhlawulo nezinhlawulo, njengoba iSanctions Act ('Sanctiewet') nayo ingekhohlwa. Umthetho weSanctions wamukelwa ukuze kusetshenziswe unswinyo lwamazwe omhlaba. Inhloso yemiyalelo yokulungisa isenzo esithile samazwe, izinhlangano kanye nabantu abathile ngokwesibonelo abephula umthetho wamazwe omhlaba noma amalungelo abantu. Njengokujeziswa, umuntu angacabanga ngokubandakanyeka kwezingalo, unswinyo lwezezimali kanye nemikhawulo yokuhamba kubantu abathile. Kuze kube manje, kuye kwenziwa uhlu lwezikhalazo lapho abantu noma izinhlangano zikhonjiswe khona (kucatshangwa ukuthi) zixhumene nobuphekula. Ngaphansi koMthetho weSanctions, izikhungo zezezimali kufanele zenze izindlela zokuphatha kanye nezokulawula ukwenza isiqiniseko sokuthi ziyayilandela imithetho yesanction, yehluleke ukuthi yiliphi icala lokona kwezomnotho. Futhi kuleli cala, inhlawulo eyengeziwe noma inhlawulo yokuphatha ingakhishwa.

Umbono uba ngokoqobo?

Imibiko yamazwe omhlaba iveze ukuthi iNetherlands yenza okuhle ngokulwa nobushokobezi nokuxhashazwa kwemali. Ngakho-ke, kusho ukuthini lokhu mayelana nemiyalo enikezwe empeleni uma kungalandelwa? Kuze kube manje, abameli abaningi bakwazile ukucaca futhi izinhlawulo zazakheka kakhulu njengezixwayiso noma (imibandela) yokumiswa okwesikhashana. Lokhu kube njalo nakwabaningi bezezimali kanye nababali bama akhawunti. Kodwa-ke, akuyena wonke umuntu onenhlanhla kuze kube manje. Ukungabhalisi nokuqinisekisa ubunikazi be-UBO sekudale ukuthi inkampani eyodwa ithole inhlawulo ye- € 1,500. Umhlinzeki wentela uthole inhlawulo ye- € 20,000, okuyisilinganiso sayo se- € 10,000 sinemibandela, ngoba ngamabomu engabiki ukuthengiswa okungajwayelekile. Sekuvele ukuthi ummeli nommangalelwa basusiwe ehhovisi labo. Kodwa-ke, lezi zijeziso ezisindayo zibangelwa ukwephula ngenhloso kwe-Wwft. Noma kunjalo, inhlawulo encane ebonakalayo, isexwayiso noma ukumiswa akusho ukuthi unswinyo alutholakali njengolusindayo. Ngemuva kwakho konke, unswinyo lungenziwa esidlangalaleni, kwakheke isiko "lokuqamba amagama nokuhlanya", okungeke kulungele ibhizinisi.

Isiphetho

I-Wwft ikhombisile ukuthi iyisethi yemithetho ebalulekile kodwa eyinkimbinkimbi. Ikakhulukazi uphenyo lwamakhasimende lwenza okuthile, ikakhulu okwenza ukugxila kuye kude nebhizinisi langempela futhi - okubaluleke kakhulu - iklayenti, ukulahleka kwesikhathi nemali hhayi ekugcineni amaklayenti akhungathekile. Kuze kube manje, izinhlawulo zigcinwe ziphansi, yize kungenzeka ukuthi lezi zinhlawulo zifinyelele ezindaweni eziphakeme kakhulu. Ukuqamba igama nokuhlazeka, nokho, nakho kuyisici esikwazi ukudlala indima enkulu. Yize kunjalo, kubukeka sengathi iWwft ifinyelela ezinhlosweni zayo, yize indlela eya ekuthobeleni igcwele izithiyo, izintaba zamaphepha, ukusabisa ngokujezisa kanye nezixwayiso.

Ekugcineni

Uma kwenzeka uneminye imibuzo noma ukuphawula ngemuva kokufunda le ndatshana, zizwe ukhululekile ukuxhumana noMnu. UMaxim Hodak, ummeli-womthetho ku- Law & More nge [i-imeyili ivikelwe] noma Mnu. UTom Meevis, ummeli ka-at Law & More nge [i-imeyili ivikelwe] noma usishayele ku +31 (0) 40-3690680.

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