Yebo futhi cha! Umthetho omkhulu uthi umqashi akaphoqelekile ukuthi anikeze abasebenzi uhlelo lwempesheni. Ngaphezu kwalokho, empeleni, abasebenzi abaphoqelekile ukuba babambe iqhaza ohlelweni lwempesheni olunikezwa umqashi.
Nokho, empeleni, kunezimo eziningi lapho lo mthetho oyinhloko ungasebenzi, okushiya umqashi engenakho ukukhetha ukuthi uzohlinzeka noma cha uhlelo lwempesheni. Futhi, umqashi akakwazi njalo ukuklama noma ukushintsha uhlelo lwempesheni ngendlela abona ngayo. Kubalulekile ukuba nesiqiniseko ngalokhu.
Kukuziphi izimo lapho uhlelo lwempesheni luyimpoqo?
- Ngobulungu obuyimpoqo ku- isikhwama sempesheni yemboni;
- Isibopho esingaphansi kuka-a isivumelwano esihlangene; Umkhawulo ngenxa umkhandlu wemisebenzi's ilungelo lokuvuma;
- Endabeni ekhona ngaphambili isivumelwano sokuqalisa;
- Ukulandela a ukuhlinzekwa ngokomthetho kuMthetho Wezimpesheni.
Ukubamba iqhaza okuyimpoqo esikhwameni sempesheni yemboni
Uma inkampani iwela ngaphansi kwesikhwama sempesheni yemboni eyimpoqo, umphumela uba ukuthi umqashi uphoqelekile ukuthi anikeze uhlelo lwempesheni lwesikhwama sempesheni futhi abhalise umsebenzi kulesi sikhwama. Uma umqashi ngephutha engazijoyini isikhwama sempesheni esiyimpoqo embonini, lokhu kungaba nemiphumela emikhulu ngokwezezimali kuye nakubasebenzi bakhe. Futhi, umqashi kufanele ajoyine ngokuhamba kwesikhathi futhi abhalise abasebenzi kabusha. Lokhu kusho ukuthi zonke izimali zempesheni ezidlulelwe yisikhathi kusafanele zikhokhwe. Ngezinye izikhathi ukukhululwa kungenzeka, kodwa njengoba lokhu kuhluka ngokwemboni, kubalulekile ukucwaninga lokhu ngokucophelela. Ungahlola ukuthi ibhizinisi lakho likhaviwe yini enye yezimali zenzuzo echaziwe eziphoqelekile ku-uitvoeringarbeidsvoorwaardenwetgeving.nl.
Iningi labasebenzi base-Dutch liyimpoqo ukuthi lixhumene nesinye sezikhwama zempesheni zemboni ezingaphezu kuka-50. Izikhwama zempesheni ezaziwa kakhulu embonini yi-ABP (ekahulumeni nezemfundo), i-PFZW (ezempilo nezenhlalakahle), i-BPF Bouw, ne-Metal and Technology Pension Fund.
Izibopho zempesheni ezisekelwe esivumelwaneni esihlangene
Isivumelwano esihlanganyelwe singaqukatha izinhlinzeko nemibandela uhlelo lwempesheni okufanele luhambisane nayo noma okungagunyaza ukuba inqume ukuthi impesheni kufanele ibekwe kuyiphi impesheni. Izinhlinzeko ze-CBA ezimpeshenini azikwazi ukumenyezelwa ukuthi ziyabophezela ngokujwayelekile. Lokhu kusho ukuthi, empeleni, abaqashi nabasebenzi abangaboshiwe ababoshwe yibo. Nokho, kubalulekile ngaso sonke isikhathi ukuphenya ukuthi umqashi kanye nabasebenzi bangawela yini ngaphansi kwesikhwama sempesheni yemboni esiyimpoqo.
Imikhawulo kumqashi ngenxa yelungelo lemvume yomkhandlu wemisebenzi
Lokhu okubizwa ngokuthi yilungelo lemvume yomkhandlu wemisebenzi kuphinde kubeke umkhawulo kwinkululeko yenkontileka yomqashi ezimpeshenini. Leli lungelo lemvume lilawulwa eSigabeni 27 soMthetho Wemikhandlu Yezemisebenzi. Umkhandlu wemisebenzi ufuneka ngokomthetho uma inkampani iqashe okungenani abantu abangama-50. Lapho kunqunywa inani labantu abaqashwe ebhizinisini, akukho mehluko ongenziwa phakathi kokusebenza isikhathi esigcwele nalabo abasebenza itoho. Ngaphansi koMthetho Wemikhandlu Yezemisebenzi, umqashi kufanele athole imvume yomkhandlu wemisebenzi nganoma yisiphi isinqumo sokwethula, sokuchibiyela noma sokuhoxisa isivumelwano sempesheni, phakathi kwezinye izinto.
Umqashi usengene esivumelwaneni sokuphatha nomhlinzeki wempesheni.
Kulesi simo, cishe umqashi ubophekile ngokwenkontileka ukuthi abhalise bonke abasebenzi abasha kubahlinzeki bempesheni. Esinye isizathu salokhu ukuthi, ngokomthetho, umqondisi wempesheni akavunyelwe ukubuza ngesimo sezempilo sabasebenzi. Manje, ukugwema ukubhalisa kuphela abasebenzi abanempilo ebuthaka, umqondisi wempesheni udinga ukuthi bonke abasebenzi - noma iqembu labasebenzi - babhaliswe.
Ukuvinjelwa ngenxa yoMthetho Wempesheni Yokuhlinzekwa okusemthethweni
Umqashi kufanele azise umsebenzi omusha ngokumbhalela ingakapheli inyanga eyodwa ejoyinile ukuthi uzobamba iqhaza yini ohlelweni lwempesheni noma cha. Uma lesi sisebenzi siseqenjini elifanayo labasebenzi asebevele bebambe iqhaza ohlelweni lwempesheni, isisebenzi esisha sizoqala ngokuzenzakalelayo ukubamba iqhaza kulolu hlelo lwempesheni. Empeleni, lokhu kuvame ukushiwo esivumelwaneni sokuqashwa esinikezwayo.
Umnikelo wabasebenzi
Ingabe uhlelo lwempesheni oluyimpoqo lubhekelela umqashi? Uma kunjalo, lolo hlelo noma isivumelwano esihlanganyelwe sizosho inani elikhulu leminikelo yabasebenzi. Qaphela! Imali yempesheni iyadonswa. Isabelo somqashi emalini yempesheni yabasebenzi sibalwa njengezindleko zabasebenzi. Umqashi angase adonse lezi zinzuzo enzuzweni. Ngenxa yalokho, ukhokha intela encane.
Umsebenzi womqashi wokunakekela
Ulwazi ngempesheni ludlula kubanikezeli bempesheni (isikhwama sempesheni noma umshwalense wempesheni). Kodwa umqashi kumele azise abasebenzi ngezinye izinto. Lokhu kubizwa ngokuthi umsebenzi wokunakekela. Isikhwama sempesheni noma umshwalense wempesheni ngokuvamile ungasiza kulokhu. Umqashi kufanele azise abasebenzi ngempesheni yabo:
- Ekuqaleni komsebenzi. Umqashi ubatshela ngohlelo lwempesheni nemali yempesheni okumele bazikhokhele yona. Futhi ukuthi ukudluliswa kwevelu kungenzeka yini. Umsebenzi omusha ufaka impesheni esivele yanda ohlelweni lwempesheni yomqashi omusha.
- Uma vele sebesebenza, isibonelo, ngamathuba okwakha impesheni eyengeziwe.
- Uma beshiya umsebenzi, umqashi utshela umqashi ukuthi uhlelo lwempesheni lungaqhubeka uma umqashwa eqala ibhizinisi lakhe. Ngaphezu kwalokho, umqashi kufanele azise umsebenzi ngokudluliselwa kwenani lempesheni yakhe ohlelweni lwempesheni yomqashi wakhe omusha.
Ngabe isisebenzi singanqaba impesheni?
Ezimweni eziningi, cishe akunakwenzeka ukuthi ungabambi iqhaza ohlelweni lwempesheni. Uma imboni yempesheni noma ukubamba iqhaza kwempesheni kubalulwe esivumelwaneni esihlangene, umsebenzi ngeke akwazi ukuphuma kuso. Uma umqashi engene kwinkontileka nomshwalense wempesheni, kuvamise ukuthi kube nesivumelwano sokuthi bonke abasebenzi bazobamba iqhaza. Njengomsebenzi, ungazibuza nokuthi kuwukuhlakanipha yini ukungahlanganyeli. Ngaphandle komnikelo oyimpoqo esikhwameni sempesheni, umqashi naye ufaka ingxenye ethile. Futhi, umnikelo wempesheni uvela eholweni eliyisamba, kanti kufanele uphume eholweni lakho lonke lapho uqala ukuzisindisa.
Iziboshwa
Owenqaba ukuya empini ngenxa kanembeza ngumuntu ongafisi ukuthatha umshwalense ngenxa yezinkolelo zakhe. Lokhu kuthinta impesheni. Ngemuva kwalokho kufanele babe nesabelomali esisemthethweni esivela eBhange Lomshwalense Wezenhlalakahle (SVB). Ukufaka isicelo sokukhululwa okunjalo kunzima kakhulu, njengoba ukukhululwa kusebenza kuwo wonke umshwalense. Uzophinda usule ukubhaliswa kwe-AOW ne-WW, futhi ngeke usakwazi ukuthola umshwalense wezempilo. Ngakho ungabhalisi njengomuntu owenqaba ukuya empini ngenxa kanembeza ukuze nje uphume emalini yakho yempesheni eyimpoqo. Uma uthola ukuqashelwa okuvela ku-SVB, awubizi ngempela. Esikhundleni sokwehluka okunomshwalense, owenqaba ukuya empini ngenxa kanembeza ukhokha inkokhelo ehlukile yokonga. Iphrimiyamu ikhokhwa nge-akhawunti yokonga evulwe ngokukhethekile enenani lenzalo. Lokhu bakuthola ngezitolimende ngeminyaka yokuthatha umhlalaphansi kuze kuphele ibhodwe.
Umqashi akakwazi ukushintsha uhlelo lwempesheni ngobusuku obubodwa.
Uhlelo lwempesheni luwumbandela wokuqashwa, futhi umqashi akavunyelwe ukuwushintsha kanjalo nje. Lokhu kuvunyelwe kuphela ngemvume yabasebenzi. Kwesinye isikhathi uhlelo lwempesheni noma isivumelwano seqembu sithi ukulungiswa okuhlangene kungenzeka. Kodwa lokhu kuvunyelwa kuphela ezimeni ezinzima, njengokuthi inkampani isengozini yokuqothuka noma ngenxa yokuthi umthetho noma isivumelwano sabasebenzi esihlangene siyashintsha. Umqashi kufanele-ke azise abasebenzi bakhe ngesiphakamiso soshintsho.
Uma uhlelo lusebenza ngaphakathi kwenkampani, luyimpoqo cishe kuzo zonke izimo. Uma kunikezwa impesheni yokuzithandela, okubalulekile wukuqinisekisa ukuthi wonke umuntu uyabamba iqhaza. Ingabe unayo imibuzo ngemva kokufunda ibhulogi yethu? Zizwe ukhululekile uku contact thina; abameli bethu bazokhuluma nawe ngenjabulo futhi bakunike izeluleko ezifanele.